| Sl No. | Type of Loan | Nature of Security | Interest Rates | Term of Loan |
|---|---|---|---|---|
| 1 | Mortgage Janashree Loan – MJL (w.e.f. 16-01-2023) | Land & Building | Up to ₹10 lakh @ 12% Above ₹10 lakh @ 12.50% | 120 Months |
| 2 | Mortgage Samridhi Loan – MSL | Land & Building | Up to ₹10 lakh @ 12% Above ₹10 lakh to ₹25 lakh @ 13% | 180 Months |
| 3 | Housing Loan Grahasree – HLG | Land & Building | Up to ₹5 lakh @ 10% Above ₹5 lakh up to ₹30 lakh @ 11% Above ₹30 lakh up to ₹70 lakh @ 12% | 240 Months |
| 4 | Mortgage OD – MOD | Land & Building | 15% | 1 Year |
| 5 | Janasree Personal Overdraft - JPOD & POD | Land & Building | 15% | 1 Year |
| 6 | Vehicle Loan with Property – VHLP | Land & Building | 12% | 120 Months |
| 7 | Vehicle Loan (Without Property) – VHL | Personal Surety | 13% | 84 Months |
| 8 | Fixed Deposit Loan | Deposit Receipts | Deposit Rate + 2% | Up to Maturity of Deposit |
| 9 | Nidhi Deposit Loan | Deposit Receipts | Deposit Rate + 2% | Up to Maturity of Deposit |
| Sl No. | Type of Loan | Maximum Amount | Nature of Security | Interest Rate | Term of Loan |
|---|---|---|---|---|---|
| 1 | Gold OD – GOD | ₹2.00 crore | Gold Ornaments | 10.00% | 1 Year |
| 2 | Ordinary Gold Loan – GOLD | ₹2.00 crore | Gold Ornaments | 10.00% | 12 Months |
| 3 | Sathabdi Gold Loan | ₹2.00 crore | Gold Ornaments | 10.00% | 6 Months |
| 4 | Instant Gold Loan | ₹50,000 | Gold Ornaments | 9.40% | 6 Months |
